Florida residential neighborhood
Personal Insurance

Coverage for the Life You've Built

From your home to your vehicle to your boat — we protect what matters most to you and your family across Florida.

Florida's unique environment — from hurricane season to flood zones to coastal living — demands insurance coverage that goes beyond the standard. We work with 28+ carriers to find the right fit for your home, your car, your boat, and everything in between.

Coverage Options

What's Included

Auto Insurance

Comprehensive, collision, liability, and uninsured motorist coverage for Florida drivers.

  • Liability Coverage
  • Comprehensive & Collision
  • Uninsured Motorist
  • Personal Injury Protection (PIP)
  • Roadside Assistance

Homeowners Insurance

Protect your home and belongings against Florida's unique risks, including wind and storm damage.

  • Dwelling Coverage
  • Personal Property
  • Liability Protection
  • Additional Living Expenses
  • Wind & Storm Coverage

Condo Insurance (HO6)

Specialized coverage for condo owners that fills the gaps left by your HOA's master policy.

  • Interior Unit Coverage
  • Personal Property
  • Loss Assessment
  • Liability Coverage
  • Loss of Use

Flood Insurance

Standard homeowners policies don't cover floods. In Florida, flood coverage is essential.

  • Building Coverage
  • Contents Coverage
  • NFIP & Private Options
  • Basement Coverage
  • Replacement Cost Value

Boat & Marine Insurance

Protect your vessel whether you're on the water or docked at the marina.

  • Hull Coverage
  • Liability Protection
  • Uninsured Boater
  • Medical Payments
  • Towing & Assistance

Umbrella Insurance

An extra layer of liability protection that goes above and beyond your standard policies.

  • Extended Liability Limits
  • Covers Multiple Policies
  • Legal Defense Costs
  • Worldwide Coverage
  • Affordable Premiums

Our Approach

Why It Matters

01

Florida Expertise

We understand Florida's unique insurance landscape — from Citizens Insurance to surplus lines carriers — and know how to navigate it for your benefit.

02

Carrier Access

With 28+ carriers including Progressive and GEICO, we shop the market to find you the best coverage at the right price.

03

Bilingual Service

Our team serves clients in both English and Spanish, ensuring nothing gets lost in translation when it matters most.

04

Claims Advocacy

When a claim arises, we're in your corner — guiding you through the process and advocating for a fair outcome.

Ready to Protect Your Home & Family?

Our bilingual team is ready to build a coverage plan tailored to your needs. No generic policies — just protection built around you.

All Services